Bank bonus- $100 easy

There is a bonus currently available to my friends in Colorado and a few other states as well: $100 for opening the account. It’s pretty easy and worth the effort. Just make sure you keep track of the bank account and don’t forget that you have it. Rather than trying to write the entire topic out myself, you will find the link to Doctor of Credit’s post immediately below. This post will tell you every think you need to know about the bonus and the stipulations: e.g. there is a $4 monthly fee and you must keep it open for 6 months minimum.

 

http://www.doctorofcredit.com/ks-mo-ne-ia-wy-co-pinnacle-bank-100-checking-bonus-no-requirements-bonus/

Sites that pay you for signing up

There are several sites, that offer a variety of services, which will pay you, simply for signing up. Probably the two easiest are Ebates and BeFrugal. Both of these are cashback shopping portals. Just for signing up you can get $10 (of course for Befrugal, I’d prefer if you use my referral link located here: Support my site). There are several others, but I will just link you to another blog for that: http://moneypantry.com/get-paid-to-sign-up/.

 

Additionally, there are quite a few sites that offer referral programs which will earn both of us a cash bonus when you sign up through my (or another friends) sign up links. This again can be located here: Support my site. Also feel free to share your own referral links  in the comments of this blog post.

For a massive list of sites that offer referral bonuses, check out this page:  http://moneynomad.com/over-100-referral-programs-that-pay-you-to-refer-a-friend/

$25 off $100 at Bestbuy.com

Info from: http://www.doctorofcredit.com/best-buy-25-off-100-visa-checkout-2/

The short is, add $100 worth of items to your bestbuy.com cart (pre-tax), select visa checkout, and get an instant $25 savings. There are some exclusions, but if you are interested in buying something electronic worth roughly $100, might be worth it. Available until 2/22/2017.

Its only takes 1-2 minutes to sign up for Visa Checkout: https://usa.visa.com/pay-with-visa/visa-checkout.html

Bank account bonuses

Did you know, there are several banks that will offer you bonuses for opening an account and meeting some modest requirements, usually in the form of a direct deposit. These bonuses can sometimes be as high as $500! Rather than rehash every bonus out there, here is a link to a site that already has done an incredibly good job describing the different bank bonuses and how to meet the requirements without necessarily having to change you work direct deposit.

http://www.doctorofcredit.com/best-bank-account-bonuses/

Acorns investing app

Today I am going to take about a pretty cool saving/investing phone app called acorns.

This app makes it very, very easy to start investing with only a few dollars a month. There are two ways that you can deposit money in to your acorns investment account. The first is where I think this app really nailed it: you link you bank accounts and credit cards to the app. Then, every time you make a transaction, acorns will round the amount up to the next dollar and then deposit the difference into your acorns account. So with very little effort you can start depositing money into an investment account. And I doubt you would even miss those few dollars a month.

You can also set a recurring deposit of a minimum of $5 either, daily, weekly, or monthly to help build up you balances even further.

Furthermore, you can set how aggressively you would like to invest on a scale from 1-5. There are many other tools that you can find within the app but I will let you discover those on your own.

The one downside to this app is that it charges you $1 per month as a management fee on balances up to $5000. After that is it a flat 0.25% yearly management fee. The point is, though, on very small balances, $1/month is a pretty high fee. But considering how easy this app is, I think it might be worth it.

And at the end of the day, if you are unhappy with the app or simply need the money in the account, you can easily withdraw it.

 

And, to get you started, if you sign up with my referral link below, we will both get $5 deposited into our acorns account.

https://acorns.com/invite/JERW6P